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Most
everyone is surprised how quickly his or her paycheck seems to disappear!
In order to reach our longer-term goal of financial security, it is important
to have a plan. Start by identifying your long-term goal: Is it paying off
debt? Making ends meet? Saving for the future? Once you have identified a
long-term goal, develop a short-term plan with specific BEHAVIORS that will
help you reach success.
Begin
tracking your spending. Keep track of purchases in a small notebook that you
keep with you. Small purchases add up. For example, soda, candy, and other
vending machine items can be bought in bulk. Or, forgo that candy bar and
save 75 cents. You'll be surprised how "small change" will deplete
your cash and prevent you from meeting your goals.
Distinguish
between needs and wants: postpone the excitement of an impulse purchase until
necessary bills are paid. If you are saving to purchase a home, for example,
post pictures of homes on your refrigerator door. Explore garage sales and
flea markets for lower costs on children's clothing and other items that are
much more expensive at retail stores. Reward yourself for keeping on track
with activities that don't cost money, such as going to the park or library.
Are your
financial problems masking a deeper issue? We can sometimes find ourselves
spending beyond our means in order to support an unhealthy relationship. Sometimes
there is alcohol or drug involvement. Perhaps your financial status has changed
through divorce or loss of a loved one. A call to EAP can help you sort out
what might be contributing to your financial challenges.

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Our
emotions are a vital part of who we are, yet often the one part of ourselves
that we frequently overlook. The fact is that most everyone experiences times
when they feel depressed or anxious. Depression is known as the "common
cold" of our emotions. Anxiety, the sister of depression, often masquerades
as excessive "worry" or "stress".
Give
yourself a stress checkup. If you feel pulled in many directions, look
at what you are taking responsibility for. Have you taken on too many
commitments? The art
of "saying no" can take time to learn, but with practice, can
lower your stress level considerably. It is up to you to determine your
priorities. Setting healthy
boundaries in relationships with family, co-workers and friends will often diminish
our stress.
There is a definite relationship between physical activity and our moods. When
we are struggling, it may seem easier to isolate from others. Keep moving! Call
a friend, go for a walk. Research has shown that even minimal exercise improves
mood.
Sometimes,
our feelings of sadness or anxiety involve an underlying physical imbalance.
Many people find that a medical assessment can help answer questions.
If medication is needed, this is nothing to be ashamed of. Depression
and anxiety are two of the most treatable emotional problems. Get a professional
opinion.Don't
wait until you are missing work, have thoughts of self-harm or are isolating
from others, before you get help.

FAMILY RELATIONSHIPS
Most Everyone would like to have better relationships with those that they love.
There is usually an opportunity to improve, while remembering that we cannot
change others. The good news is that we can learn to take positive steps to
enhance the quality of our relationships. Often, when we make positive changes
in ourselves, it encourages friends and family members to move forward as well.
It is important to consider if our relationships are where we want them to be:
Are they growing, healthy, and stable? Are we making time for those we care
about?
Think about preparing for future changes, such as a child's college education
or care for an elderly parent. By anticipating changes with a proactive plan, we
can better manage the stress that accompanies changing relationships.
Asking for help is typically the first step toward improved family relationships.
Most of us can learn to be better communicators...and especially LISTENERS.
The key is in being open to learning new skills. EAP can help you find ways to
take those positive steps. Often short-term counseling, or a group, website or
reading materials can spark ideas that lead to positive change.
Do you have a network of friends who are supportive and helpful? Finding
friends who share your values can help you manage life's difficulties more easily.
It can be easy for those who live alone to isolate in front of the computer or
television. Remember that there are others that are seeking companionship and
social activities. Is there a hobby that you have considered exploring? Casual
group activities afford opportunities to meet a variety of different people. Many
times the local YMCA or community center can serve as a starting point. Try to
avoid filling all of your spare time with work and household tasks. Remember
that fun and play are important, too....even for adults!
SPIRITUAL
Spirituality is part of an overall sense of well being. Spirituality means different
things for each individual, but one common benefit that spirituality offers is a sense
of being part of a greater plan. Do you long for a deeper meaning and purpose in
your life? There is a way to achieve a heightened spiritual life that is
unique to you.
Perhaps your path involves attending church or synagogue. Other possibilities
may include spending time in natural settings. Some connect with their spiritual
selves through music, art, or meditation.
Some have found that a good place to start accessing those spiritual issues is to
begin a "gratitude list" of those things that they are most thankful for. This list can
be a springboard for a discussion of your values, worldview and sense of connection
to those around you. Once you have begun this list, find someone to share it with.
If your thoughts are too personal, you might decide to begin a journal of your
feelings and insights into this area of your life.
Do you need help getting your house in order?
Cracker Barrel's Employee Assistance Program can help you.
Call us at 1-800-688-6330
OR
e-mail us at eapinfo@crackerbarrel.com
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